poor

ZZZZZZZZZZZzzzzzz

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There is a caste system when it comes to sleep. Yes. Sleep. There were four people on a television station discussing Early Risers and how they look down on non-early risers. They also discussed the truthfulness of those who say they work and enjoy each day with less than six hours sleep.

My first instinct was to change the channel after muttering a polite “Who cares?”, but I stayed and listened.

Listening is almost never a bad thing, by the way. Try it.

The show was a relatively innocuous affair, and it appeared the criticism of sleeping habits was good-natured and not seasoned with malice. What I saw and heard was people with the power to communicate to a mass audience airing a particular grievance: “I want to sleep as late as I like, get up when ever I like, and not be criticized about it.” The old saying about the early birds and worms was snickered at and not just discarded but held to ridicule as inaccurate and possibly discriminatory. Most panelists wanted a flexible work schedule, presumably to show up any time they wanted.

One nice man with an English accent, remarked that we, as humans, are genetically programmed for a certain type, term, and depth of sleep. And there are only a few (it might have been 17) genetic “types” of sleepers in this world of about 8 Billion people. The four panel participants were then informed we will all be unhappy if our real life sleep schedule does not match up with our genetic “make-up” schedule

Ah, the things rich people worry about…

Or should it be semi-rich? The panel learned there is a “sweet spot” in sleep data and the very rich often suffer from bad sleep. I didn’t get the details–again–about a sleep study showing poor people sleep the worst, but the next group to suffer “bad sleep” are the “very rich.” So if you have no money, you have trouble closing your eyes and getting the sleep you need. And if you are very rich you have trouble closing your eyes and getting the sleep you need. But if you have a Goldilocks amount of money, well, that’s just great.

There’s no problem at all with America spending money and time on finding answers to our population’s needs. But…is how well we sleep, one of them? We tend to think of American Wealth as a bottomless bucket from which we can draw flows of money anytime, and that’s partly true, but a dollar spent on Subject A is a dollar not spent on any other subject.

If you sleep much, yourself, you probably do the best you can to get to bed on time, close your eyes, and stay slumbering for as much of the night as possible. So how is it going? How much of what happens to you after you go to bed can you actually control? If a “Sleep Study” published a detailed report of how people sleep in a research setting, would it make any difference to you? Would you follow the study’s recommendations? Do you have kids? A dog?

I do not sleep the same way at age 74 as I did at 18. Is there a breakdown of age groups in the study? Did my “genetic make up” change? Am I happier now or back at age 18? Ha.

Ah, crap. I’m doing the very thing this essay is about: wasting time. And money.

When I have trouble sleeping, one of the things I do is thank God for my bed, my air-conditioning, the wonderful color tv, the end of cancer in my world, and…you get the point. There are news reports about homeless people. How well do they sleep? Other reports show people sleeping 15 to one room in poor countries, even sleeping on the floor, the dirt floor.

Sometimes knowing people live that way keeps me up at night, mainly worrying it might be me someday.

There is no bottom in the bucket of serious problems in this world, but there are very few humans willing to tackle those problems.

Maybe if everyone just got a good night’s sleep…

BTW: it isn’t hypocritical to waste time writing about wasting time, is it? What about you reading it?*

*The shows panelists learned it’s okay to read on your phone while going to bed as long as you do it standing up.

Untitled

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A Recent report in Fortune Magazine* posits that America changed in 2020, and not in a good way. Please look for it, read it, and ask yourself what you’re going to do about it. If anything.

For Trump supporters and Trump haters, the article is good or bad depending on how reluctant you are to actually think. Don’t let your peer-conceived(sic) notions get in the way: we are in trouble and something, almost anything** has to change. Please. Read.

Quantum Mechanics, specifically Quantum Computing (QC), will be changing the way we use and compute data in the near future, providing we can get The Little Rascals of The Sub Atomic world properly organized and trained. Right now, it appears we are having as much trouble with the new Rascals as the old Rascals of the black and white movie era. But when we get control and apply Ai,…I don’t have any idea what will happen. Maybe it will be “almost anything ”.

I asked Emma, my unpaid, personal Ai assistant, about that last sentence. She says we have about 5 to 10 years before blazingly fast QC will be applied to complex problems like drug research, space flight, and weather modeling. Knowing our Capitalist Economic Model, QC will be hijacked by the highest bidder and its first use will be in On-Line Betting or Stock Trading. The Rich will need those tools to get richer before QC benefits can be released to us common folk.

My train of thought got lost thinking of Rich People. Who exactly is “Rich”? Monetarily speaking.  If you shop for cars, deals, groceries, even homes, imagine if you were so rich you could buy whatever you wanted. And if closing schedules or delivery times were not to your liking, pay someone to make it better. In fact***, if you don’t like any car currently being made, start or buy your own car company.

Odd, when we think of “lots of money” we don’t think of giving it away or helping people. Emma says Elon Musk is worth “an estimated $800 billion dollars at this writing. If that wealth was in cash, he could give $2,464 to every man, woman, child, legal immigrant, and Sasquatch in the United States. Or he could donate $57,142, 857 to each one of the estimated 14,000 animal shelters in America. Besides helping the cats, dogs, pythons, and other shelter residents, he would get the painfully sad ads off our tv screens…and out of our minds,

For fun, read “Cannibal Capitalism” by Nancy Fraser, published in 2022. I haven’t yet, but headed to the “store” to get it. The author argues, according to Emma: “Capitalism eats its own support systems-things like nature and democratic structures-and”.  Enough. You had me at “Cannibal”. It makes one wonder; how will The Rich get richer when the rest of us are dirt-poor? Come on, Rich People, think about your future and throw us a bone.

Emma couldn’t find me a good, easy to understand joke about being rich, so I made one up.****

When does a rich person have more than enough money for everything they need?

No one knows, yet.

*”America Got Rich and Then Got Sad”, by Nick Lichtenberg May 4, 2026

**”Almost anything” is a hope the way our country works now, changes for the better. It is depressing to consider “anything” could make it worse.

***”In fact”? What does that really mean? And where did it come from? Blame the French, again, and their use of “en fait” to mean a fact or action. Bet we all use “in fact” these days without thinking about what it means.

****I hope. If someone else owns this joke, let me know and you will get an essay giving you the credit. With so many of us thinking, it is hubris to think any thought original, right?

 It’s The Rich, Stupid

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Have you noticed the higher status of actors/citizens in all advertising, lately? Even the prostate cancer ads feature people who seem too well-off to be sick*. Car ads are for cars so expensive I can’t even afford the sales brochures. Medicare ads…why are those seniors always smiling, laughing, and well-dressed even in the pool? Is my economic inferiority complex simply an age thing? All my grand-kids have started jobs with salaries seldom seen in my entire working lifetime. Am I getting poorer or simply financially older? (Imagine a sad, sad face.)

It’s been mentioned, before, that income inequality is starting to skew financial-life planning for “normal people”. Here’s a (paraphrased) idea of what is happening:

Costco’s controversial new policy says something worrying about the economy

FAST COMPANY 11-4-2025  Jessica Stillman

New perks for some Costco members have received a decidedly mixed reaction from customers, employees, and analysts.” 

“It’s a decision that more and more leaders seem to be weighing. As management consultant Daniel Currell noted in a fascinating essay in The New York Times on the rise of pricey upgrades at Disney theme parks, companies are increasingly looking for ways to cater to–and extract more profit from—their most upmarket customers.” 

“Extract”? What a great word for what is happening. David Stockman and Ronald Reagans’ (and others) original “Trickle-Down” economic theory, where the benefits accrued by the rich will trickle down to the rest of us, appears to be working in the opposite direction, these days. The middle class of America has shrunk so much businesses are faced with the choice of marketing to the lower-class poor, or marketing to the upper-class rich. If you were running a business, which class would you want for customers? It is the logical result of a free-market capitalist society. Its effects, however, are anything but free. Those effects are easy to see in real estate where rich buyers purchase entire neighborhoods and gentrify it until no one but rich people can live there.

Now it’s seeping into all areas of life. If Costco can sell hamburger meat for $10 a pound because rich people will pay that much, what are poor hamburger buyers to do **? An upper-class customer base does not shop the same way a frugal middle-class or desperate lower-class shop. The upper-class rich don’t waste time with sales and coupons, often making purchases just to buy something, no matter the cost.

In the old days the free market focused on the savvy-shopping middle and lower classes simply because those people were the majority of purchasers. A simple chart would reveal why larger discretionary spending will beat lower, necessary spending anytime there is “competition” for markets.

Trickle Down is finally lifting all our boats, just not the way it was intended. The next few years will be interesting as there is no enforced government regulations or rules to limit the amassing of personal wealth.  Hopefully, all the new billionaires will let us have some crumbs. Forbes says “288 new billionaires entered the list in 2025.”  That gives America a total of over 900 billionaires. Ai says America had 13 billionaires in 1980. Imagine all that money…

*Don’t they get the best healthcare, with screenings and tests, whether they need them or not?

**Google “Model Pricing Strategy”.

RICH PEOPLE ARE RUINING OUR WORLD

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It’s okay to be rich. America is designed to not only allow it but encourages it. A capitalist economy is the perfect system to reward ingenuity, inspiration, hard work, and dedication. In an ideal world. And without that “carrot”, we may not have many of the inventions making life easier and safer.

In a less-than-ideal world, however, it is the perfect place for greed and injustice to run amok, unfettered, destructive, and cruel. Think of a herd* of cute, rabid bunnies who have genetically developed to the size of Elmer Fudd. He used to call them “wascally wabbits” in the old days…when they were cute and small.

Baffling, related, but incomprehensible sidebar: The Board of Directors of Tesla have offered Elon Musk a potential (and complicated) compensation plan worth $1 TRILLION(sic).

In a macro (large) economic system, general rules apply like the relationship between supply and demand: too much demand for goods with too little supply of goods means whoever has that “supply” can raise their prices and make more money. Manufacturers, investors, consumers, the government, me, we all used to rely on this one, basic, fundamental rule. There are many more complicated rules concerning pools of money, interest rates, taxes, the size of several types of debts, and blah blah blah. It’s also enlightening to understand the costs of things, where they come from, and how long they last. At least it used to be.

In 2024 there were 23.8 “million millionaires” in the America, or 460,000 per state. We had 813 Billionaires, a record, in 2024.

In 1960 we had 306 millionaires and fewer than 10 billionaires. When America was Great, originally.

If we ignore the crippling concept of Gross Materialism** and simply focus on the amassing of wealth, what is the problem? In a real, free capitalist system, we tend to pay a price for an object determined by “what the market will bear” as long as it more than the cost of the product. (Again, an economic process simplified for this post.) The “market”, a micro system, is us: you and me. Normal people. Average Joes and Janes with “normal” pools of money. What do you think happens when millionaires’ pools of money becomes part of this micro “market”? Can millionaires “bear” to pay more than Joe or Jane?

Our economic system generates 400,000 new millionaires, or 8,000 new ones per state, yearly. That’s a lot of “money” capable of “flooding” markets with millionaires’ dollars instead of Jane or Joes. No judgement, here, but how many millionaires really care about efficient, cost effective, market-driven pricing? Yes, some do, but most don’t. If Jane and a millionaire wanted the same car, or the same house, whose offer would the seller accept? It’s a question of not only “demand” in the market, but also the available “pool” of money in that market, and the desire of all sides to be treated fairly and economically “equal”. To wit: who is in better position to pay what the seller wants, even if it is too much? Jane or the Millionaire? Imagine if you were the seller…who’s your best bet to pay the highest price?

This scenario has “trickled down” to communities in America where Janes and Joes who research and buy responsibly are being priced out of purchasing, or at last are forced to make purchases at higher prices in a competitive situation. It is evident in housing markets and subtly infecting grocery, gas, and living essentials markets. And try buying a ticket to a professional sports game.

There is nothing legally wrong with this trend. And it is only a problem if you are not one of the existing or new millionaires living in your area. America’s current birth rate is 3.6 million new Janes and Joes per year, so do the math.

It will be a huge problem soon because as the rich “strata” grows larger it sucks all the “value” out of the “poor” first, then the lower middle class, then the real middle class, then the upper middle class until every American will be one of only two classes: very poor or very rich. Eventually, even being a millionaire won’t be rich, enough.

There are many other factors in play: inflation, regulation, wealth transfer, taxes, the end of the world, history…but can we just let this “stratification” happen? Is it already too late? Who cares?

Prediction from an older post: Rich enclaves will return to a feudal society with the Lord and Master ruling over servant’s, vassals, slaves…all of whom will be well-paid but with no place—or time–to spend the money.

Ran out of room, here, but think about how much a professional athlete gets paid, then ask the same of your teacher, fireman, policeman, or doctor.

Anyone miss the days of 10 cent cheeseburgers and 15 cents a gallon gas? Make America Cheap Again. Please.

*Yes, a bunch of rabbits is a “herd”. Conjures up a strange image of cowboy rabbit drives in the old west. Rabbitboys, then, out on the range? Wascals.

**Google it. I dare you.