1. Use your blinker before your brakes. Benefit: no one will rear-end you or give you the finger as I—they–drive by.
2. Pay your bills when you get them, not when they’re due. Benefit: if you ever have a cash flow problem, you will have several weeks to recover (or agonize) before the bill is actually due.
3. Brush your teeth. Benefit: you’ll save money, pain, and stress. And teeth.
4. Don’t block elevator doors while you wait. Benefit: People won’t think you’re an idiot when they can’t get off. The elevator is not your personal servant.
5. Use your high beams correctly. Benefit: You will not get front-ended by a blinded, mature driver, unless they do it on purpose to prove a point.
6. Do not tailgate at night with your high beams on. Benefit: don’t know, but I don’t carry a weapon. If I did and you were behind me…
7. Before you do anything important, “STOP”, then think, before you act. Benefit: Better choices. Longer life. Less stress. Possible contentment. Unless you’re being mugged.
8. If you’re being mugged, calculate all costs. Benefit: if you don’t think your life is worth much, que sera sera. But do your calculations quickly.
9. If you get good advice, don’t wait, act on it. Benefit: You got good advice. Don’t be an idiot. (Unless the advice is to not act.)
10.  If an idiot offers you advice, smile and accept. Benefit: Unknown, but never assume an idiot isn’t packing, looking for someone to stalk, or is generally unhinged. Do not forget to walk away after you smile. It’s your option to act on the advice or not but even an idiot is right, once in a while, so…
11.  If you’re asked if you “know” Jesus, reply honestly. Someone really important might be listening. An honest “no” will probably help more than a snarky, dismissive “yes” in the long run.
12.  Don’t cheat on your State and Federal taxes just because everyone else does, do it for the money.
13. A bird in the hand is only worth more than two birds in the bush when you can’t catch the other two. Carpe Diem and try for all three.

There’s a chance this list has been posted, before. I’m too lazy to look all the way back to when we started, so enjoy it this time as much as you did last if it’s old and mentioned it if it isn’t.